Happy Florida family
Licensed in Florida · Bilingual Service

Your Health, Your Family, Protected.

Ricardo Salas — Licensed Health Insurance Agent helping Florida families find the right coverage at the right price. ACA Marketplace, Dental & Vision, Supplemental Insurance.

Licensed Insurance Agent
State of Florida
Bilingual Service
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My Service is FREE

No cost to you — agents are compensated by insurance companies

500+
Families Helped
50+
Plans Available

Coverage for Every Stage of Life

I offer a full range of insurance solutions tailored to Florida residents and their families.

ACA Marketplace Plans

Affordable Care Act health plans with potential subsidies to lower your monthly premium. Open enrollment and Special Enrollment Periods available.

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Dental & Vision

Comprehensive dental and vision coverage plans for individuals and families. Preventive care, cleanings, exams, glasses, and more.

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Supplemental Plans

Additional coverage to complement your primary health insurance. Hospital indemnity, accident, critical illness, and disability insurance to protect your finances.

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Florida family enjoying life
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Licensed Agent

State of Florida

Why Choose Ricardo?

As your personal insurance advisor, I work for you — not the insurance company.

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100% Free Service

My services cost you nothing. Insurance companies compensate me, so you get expert guidance at no charge.

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Bilingual Support

I speak English and Spanish fluently, ensuring clear communication for Florida's diverse communities.

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Local Florida Expert

Licensed in Florida and deeply familiar with local insurance options, regulations, and the needs of Florida families.

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Personalized Guidance

I take the time to understand your unique situation and find the plan that truly fits your health needs and budget.

What Our Clients Say

Real stories from families I've helped find the right coverage.

"

Thanks to Ricardo, I was able to get health insurance for myself and my entire family. Thank you for your services.

Gustavo L.

Miami, FL

Ready to Get Covered?

Don't wait — open enrollment periods are limited. Contact me today for a free, no-obligation consultation.