Insurance Services

Coverage for Every Stage of Life

I offer a full range of insurance solutions tailored to Florida residents and their families.

ACA Marketplace Plans

The Affordable Care Act (ACA) Marketplace offers comprehensive health coverage for individuals and families. As your licensed agent, I help you navigate the plans, find subsidies you qualify for, and enroll — all at no cost to you.

Individual & Family health plans
Potential subsidies (tax credits) to lower premiums
Coverage for pre-existing conditions
Open Enrollment Period (Nov 1 – Jan 15)
Call for Free Consultation

ACA Marketplace Plans

Individual & Family health plans
Potential subsidies (tax credits) to lower premiums
Coverage for pre-existing conditions
Open Enrollment Period (Nov 1 – Jan 15)

Free Consultation Available

(954) 809-9499

Dental & Vision

Protect your smile and your vision with comprehensive dental and vision insurance plans. From routine cleanings to major dental work, and from eye exams to prescription glasses — I'll find the right plan for your needs and budget.

Preventive care (cleanings, X-rays)
Basic restorative care (fillings, extractions)
Major restorative care (crowns, bridges)
Orthodontics (braces) for children & adults
Call for Free Consultation

Dental & Vision

Preventive care (cleanings, X-rays)
Basic restorative care (fillings, extractions)
Major restorative care (crowns, bridges)
Orthodontics (braces) for children & adults

Free Consultation Available

(954) 809-9499

Supplemental Plans

Additional coverage to complement your primary health insurance. Hospital indemnity, accident, critical illness, and disability insurance to protect your finances.

Lump Sum Cancer Insurance (cash benefit if diagnosed)
Hospital Indemnity Insurance (cash benefit for hospitalization)
Cancer Treatment Insurance (covers treatment costs)
Lump Sum Heart & Stroke Insurance (financial protection)
Call for Free Consultation

Supplemental Plans

Lump Sum Cancer Insurance (cash benefit if diagnosed)
Hospital Indemnity Insurance (cash benefit for hospitalization)
Cancer Treatment Insurance (covers treatment costs)
Lump Sum Heart & Stroke Insurance (financial protection)

Free Consultation Available

(954) 809-9499

Real-World Medical Scenario

See how insurance protects you during a typical year with routine care and unexpected health issues.

With Silver Plan Insurance

Monthly Premium

12 months × $400$4,800

Routine Care

Primary care visit (2x/year)$40 × 2 = $80
Annual physical (preventive)Free
Lab work/blood tests$0–50

Unexpected Issues

Specialist visit (e.g., dermatology)$40
X-ray (1x)$100–150
CT scan (if needed)$200–300
Urgent care visit$100
Prescription medications (3 months)$50–100
Total Annual Cost~$5,700

Predictable, manageable costs

✗Without Insurance

Monthly Premium

No insurance$0

Routine Care

Primary care visit (2x/year)$150–200 × 2 = $400
Annual physical$200–300
Lab work/blood tests$200–400

Unexpected Issues

Specialist visit$200–300
X-ray (1x)$500–800
CT scan (if needed)$2,000–3,500
Urgent care visit$300–500
Prescription medications (3 months)$200–400
Total Annual Cost~$8,500–10,000+

Unpredictable, potentially devastating

Your Real Savings

$2,800–4,300+

That's what you save annually with a Silver plan — even accounting for premiums. In case of serious illness or injury, your savings could exceed $20,000.

Preventive Care

FREE

Predictable Costs

Fixed Copays

Financial Protection

Peace of Mind

Estimate Your Savings

Enter your information below to see estimated monthly costs and potential subsidy amounts.

ACA Subsidy Calculator

See your estimated monthly costs and potential tax credit savings

35
Annual income

Federal Poverty Level: 15,060 (266% of FPL)

✓ You may qualify for subsidies

Health insurance coverage

Ready to Get Covered?

Don't wait — open enrollment periods are limited. Contact me today for a free, no-obligation consultation.

Call (954) 809-9499